sUSDr (staked USDr)

sUSDr is RealFi's non-rebasing, return-bearing receipt token (“Efficiency Layer”) that appreciates through discrete weekly staking epochs aligned with borrower repayment schedules, remaining composable across DeFi for trading and collateral purposes. By staking USDr into the protocol, allocators gain exposure to income generated from a diversified portfolio of real-world assets, with appreciation occurring as the protocol generates and accrues revenue under normal conditions.

Structured beneath USDr as the protocol's primary risk-absorbing layer, sUSDr provides a dedicated buffer for the ecosystem's base liquidity. sUSDr is structured to absorb portfolio losses before USDr holders are affected. The degree of protection depends on the size of the staked pool and protocol reserves at the time of any loss. This design deliberately preserves USDr as the most senior and most liquid asset in the RealFi system.