How the returns reach the user

As real-world borrowers make their contractual repayments, off-chain cash flows are reconciled by the RealFi Treasury. New USDr is then minted on-chain to reflect these realized profits and distributed to sUSDr holders via discrete weekly staking epochs. Consequently, each sUSDr becomes redeemable for progressively more USDr.

The protocol maintains liquid reserves covering at least 120% of expected 7-day net redemptions, and holds a minimum of 10% of assets in the immediate-access liquidity buffer at all times.

important

*APY is indicative, based on current rates, and subject to change. Returns are not guaranteed. Capital at risk. RealFi products are not available in the US, EU, UK, Hong Kong, and other restricted jurisdictions.