> For the complete documentation index, see [llms.txt](https://docs.realfi.co/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.realfi.co/realfi-tokens/in-summary.md).

# In summary

| Feature              | USDrf (Base Stablecoin)                                                                | sUSDrf (Staked USDrf)                                                                                                              |
| -------------------- | -------------------------------------------------------------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------- |
| **Primary Function** | Everyday digital transactions, trading, and operational liquidity.                     | Efficiency layer with DeFi composability (trading and collateral).                                                                 |
| **Core Objective**   | Capital preservation and continuous stability.                                         | Return generation and system risk absorption.                                                                                      |
| **Value Mechanics**  | Maintains a strict 1:1 USD peg.                                                        | Non-rebasing receipt token; appreciates in value through weekly staking epochs.                                                    |
| **Asset Backing**    | Supported by highly liquid, near-cash assets (U.S. Treasuries and money market funds). | Backed by a diversified portfolio of real-world assets, including short-duration public bonds and higher-returning private credit. |
| **Risk Profile**     | Designed as the most stable, most senior and most liquid asset in the ecosystem.       | Subordinated to USDrf; absorbs portfolio losses after the protocol's first-loss reserves and before USDrf holders are affected.    |

Staked USDrf is held at the staking vault script address addr1wyh04daelcpkgahkuz2ld885w2y3wa27r7w82gzdeagsazgtwduhf (script hash 2efab7b9fe036476f6e095f69cf4728917755e1f9c75204dcf510e89).

USDrf is the native asset 7d9e4a0ee1a3f5d5ff8159ea91a83310cf2795ee7a87170c7aea05ae55534472 and sUSDrf is 7d9e4a0ee1a3f5d5ff8159ea91a83310cf2795ee7a87170c7aea05ae7355534472.

The protocol's compliance infrastructure is operated through designated service providers.

In the case of institutional partners, whitelisting decisions are subject to the protocol's compliance policies and applicable law. Whitelisting may be denied, suspended, or revoked.