> For the complete documentation index, see [llms.txt](https://docs.realfi.co/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.realfi.co/realfi-tokens/a-dual-token-approach.md).

# A dual-token approach

RealFi utilizes a sophisticated dual-token architecture that fundamentally separates day-to-day liquidity from return generation.

By avoiding the "one-size-fits-all" design of legacy stablecoins, this two-tier model allows participants to actively choose their optimal balance of capital stability and return generation.

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