> For the complete documentation index, see [llms.txt](https://docs.realfi.co/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.realfi.co/frequently-asked-questions/what-backs-usdrf.md).

# What backs USDrf?

USDrf is backed 1:1 by a reserve portfolio anchored by a dedicated buffer of U.S. Treasury bills and tokenized government money market funds, with the balance in liquid floating-rate credit and short-tenor, senior-secured private credit. The buffer is sized so that expected and stressed redemptions can be met without selling private assets.