> For the complete documentation index, see [llms.txt](https://docs.realfi.co/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.realfi.co/frequently-asked-questions/how-does-realfi-generate-its-returns.md).

# How does RealFi generate its returns?

RealFi generates its returns by deploying capital into a diversified portfolio of real-world assets including U.S. Treasuries, money market funds, investment grade CLO ETFs, floating-rate corporate notes, and private credit, deliberately avoiding fragile, speculative crypto trading strategies.

Performance is variable, is not guaranteed, and depends on the performance of the underlying portfolio. Capital is at risk. USDrf is not a bank deposit, is not insured, and involves risk including the possibility of loss of principal.