> For the complete documentation index, see [llms.txt](https://docs.realfi.co/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.realfi.co/essential-policies.md).

# Essential Policies

- [Terms of Service](https://docs.realfi.co/essential-policies/terms-of-service.md): Last Revised: 4 August, 2026
- [USDrf Terms of Use](https://docs.realfi.co/essential-policies/usdrf-terms-of-use.md): Last Revised: 23 July, 2026
- [sUSDrf Terms of Use](https://docs.realfi.co/essential-policies/susdrf-terms-of-use.md): Last Revised: 23 July, 2026
- [USDrf Institutional Minting Agreement](https://docs.realfi.co/essential-policies/usdrf-institutional-minting-agreement.md): Last Revised: 23 July, 2026
- [Points Program Terms](https://docs.realfi.co/essential-policies/points-program-terms.md): Standalone program terms for the RealFi points and rewards program · operated by RealFi GP.
- [Privacy Policy](https://docs.realfi.co/essential-policies/privacy-policy.md): Last Revised: July, 2026
- [Cookie Policy](https://docs.realfi.co/essential-policies/cookie-policy.md): Last Updated: June 11, 2026